Consumer Loan
A consumer loan is one availed to full time employees of companies to enable them improve their standard of life and living. It is available for the purchase of home assets such as generators, refrigerators, air-conditioners, settees, washing machines, etc.
Personal Loan
Personal Loan, as a type of facility, is viewed as a fast tract and easy to access one. It is meant to quickly address domestic/personal matters. It is so considered because of the exigency of the matter it is meant for.
Business Loan
Business Loan facility is applicable to members of the cooperative in order to invest in income yielding endeavor. The amount obtainable shall not be more than 5 times the savings of a member subject to periodic limits...
Salary Advance
Salary Advance, as a type of loan, is meant to meet Staff or employee’s financial need before the end of the month. It is meant to quickly address domestic/personal matters. The amount obtainable is 50% of the employee’s Salary at the end of the month.
LPO Finance
The name implies Local Purchase Order Finance (LPO Finance), a short-term facility needed for execution of purchase orders or supplies etc. An LPO is issued in the business name/trading name of the member or non member.
Consumer Products
- Providing property purchase and construction opportunities for self use.
- Providing a 10 to 25year micro-mortgage scheme for members.
- Providing real estate and other investment opportunities for collective gain.
Housing/Rent Loan
Housing/Rent Loan, as a type of facility, is a loan that a member applies for in order to rent an apartment or for renewal purposes, in addition for the purchase of building materials for construction. Amount obtainable will be depending on the total package of the rent.
Home Ownership Savings Scheme
Objective of the Home Ownership Savings Scheme is to facilitate pooling of savings towards securing or meeting required deposit payment for a property (built or landed), mortgage financing or any such expenditure geared to facilitate members house ownership drive.
Microcredit
- Providing property purchase and construction opportunities for self use.
- Providing a 10 to 25year micro-mortgage scheme for members.
- Providing real estate and other investment opportunities for collective gain.
Real Estate Investment
- Providing property purchase and construction opportunities for self use.
- Providing a 10 to 25year micro-mortgage scheme for members.
- Providing real estate and other investment opportunities for collective gain.
Farmland
- Providing property purchase and construction opportunities for self use.
- Providing a 10 to 25year micro-mortgage scheme for members.
- Providing real estate and other investment opportunities for collective gain.
What we offer
- Consumer Loan
- Personal Loan
- Business Loan
- Salary Advance
- LPO Finance
- Microcredit Loan
- Real Estate Finance
- Consumer Products